The private debt fund NuCapital is one of the first funds of its kind established in Lithuania, operating since April 1, 2019. The fund’s goal is to generate stable and high returns by providing loans for small and medium-sized enterprises (SMEs) primarily in Lithuania, though opportunities are not limited to the domestic market. The fund can also finance companies across the European Union, the European Economic Area, Switzerland, the United Kingdom, and the United States.
Investment Principles
The fund’s team follows clearly defined investment principles:
• The majority of loans to SMEs are granted for a period of 6–24 months, secured by collateral acceptable to the fund, applying strict asset valuation criteria and maintaining a conservative loan-to-value (LTV) ratio of up to 70%.
• A smaller share of loans may be issued with a higher loan-to-value ratio or without collateral, but only if other risk-mitigating measures are applied.
• The fund may also invest in other short-term financing instruments, such as factoring or the acquisition of receivables, to ensure efficient use of funds.
Over more than six years of operation, NuCapital fund has invested in loans worth tens of millions of euros, mainly for real estate development, infrastructure, and business expansion projects. In addition, the fund finances innovative solutions, such as the development of an electric vehicle charging network in the Baltic States.
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DISCLAIMER: The information presented is not an offer to buy or sell investment units. Investment decisions or future financial return forecasts cannot be made based on it. Before deciding to invest, it is advisable not only to think carefully about your investment goals but also to evaluate the risks, taxes, and expenses incurred by the Fund. The final information on the conditions is provided in the Fund’s prospectus and rules. You can only make investment decisions based on this information and your analysis.
The value of investments can both rise and fall, which is why large fluctuations in the value of investment units are possible during the Fund’s operation period. This product does not provide any protection against future market performance and you may lose some or all of your investment. Past performance is no guarantee of future performance. The fund’s investments in foreign markets are affected by currency fluctuations and changes in the political and economic environment. Funds that concentrate on a single country or sector, or funds that invest in smaller companies, may experience greater fluctuations in value or face liquidity challenges. Investments in emerging markets, real estate, currencies, fixed-income instruments, or other alternative investments carry additional risks. Due to the specifics of some funds, higher capital gain payouts are possible than in other investments. More detailed information on risks can be found in the Fund’s prospectus and rules.
For more information related to the Fund, contact e-mail by mail info@1am.lt. Please read the Fund’s rules, prospectus, and other related documents carefully before investing.
